The Canadian and Ontario governments announced expanded HST relief for eligible new homes beginning April 1, 2026. Depending on the purchase price and eligibility, Ottawa buyers could save up to $130,000 on qualifying new construction homes.
The federal and Ontario governments announced expanded HST rebate measures intended to help reduce the cost of buying qualifying newly built homes in Ontario.
Savings depend on the purchase price, structure of the transaction, and whether the buyer qualifies under the final government rules.
| New Home Price | Potential Rebate Relief | Important Notes |
|---|---|---|
| Under $1,000,000 | Potentially significant relief | Traditional rebate rules may still apply depending on eligibility. |
| $1M – $1.5M | Expanded relief announced | This is the range most discussed in the announcement. |
| Up to ~$1.85M | Phase-out range may apply | Exact rebate amounts may reduce gradually. |
| Over threshold limits | May not qualify | Eligibility and rebate structure should be confirmed carefully. |
Eligibility depends on the final program rules, but the rebate may be relevant for several types of Ottawa buyers.
Buyers entering the market through new construction homes or condos.
Families purchasing larger homes in growing Ottawa communities.
Buyers moving into lower-maintenance condos or bungalow communities.
Buyers considering future occupancy builder projects and inventory homes.
Many government housing incentives are tied to specific agreement dates and occupancy timelines.
Builder incentives, included upgrades, lot premiums, closing adjustments, and HST treatment can vary substantially between projects.
Quick closings and completed homes may become more competitive if buyers try to secure rebate eligibility during the temporary window.
Future occupancy projects may require careful review of timelines, assignment language, and rebate assumptions.
New construction purchases often involve adjustments, development charges, levies, and tax-related clauses buyers should understand clearly.
Before signing with a builder, get professional guidance on pricing, builder incentives, HST treatment, comparable sales, and contract clauses.
I can help you compare builders, communities, incentives, floor plans, pricing strategy, closing costs, and potential rebate considerations before you purchase.